Capital.com Review: Advanced Tech, Wide Market Range, and What to Know
A regulated CFD broker with a simple app to start on, and MetaTrader 4, TradingView and API access when you want more, across 5,500+ markets and from a $20 minimum deposit. It’s mainly a CFD broker and not built for professional traders. Here’s what it does well, what it costs, and what to check before you open an account.
Capital.com launched in 2016 and says it has more than 880,000 active accounts. Its pitch rests on three things: no commission on CFD trades, a low $20 entry point and a clean, modern app. Unlike the simplest CFD platforms, it also lets you connect MetaTrader 4, TradingView and an API, so you can start on the in-house app and move to a more advanced setup later.
The trade-offs are worth knowing before you sign up. It’s mainly a CFD broker with no futures or listed options. Real shares and ETFs only launched in September 2026, for eligible clients in most of the EEA. There’s a 0.7% currency conversion fee, overnight financing on leveraged positions, and some user complaints about verification and withdrawals. We hold an account with Capital.com, and for this review we also checked its published fees, platform and regulatory pages, third-party tests and user reviews.
In This Review
Our Verdict
Capital.com is a good choice for traders who want low-cost CFDs with a modern app and the option to use MetaTrader 4, TradingView or its API. It’s regulated by the FCA, CySEC, ASIC and other authorities, deposits start at $20, spreads on major forex pairs are tight for a commission-free account, and its education content is better than most. Client money is segregated and retail clients get negative balance protection.
It’s the wrong pick if you want real ownership of shares (outside the EEA for now), futures or listed options, if you live in the US, or if you need institutional-grade tools. The 0.7% conversion fee and overnight financing also make it less attractive for anyone holding positions for weeks. CFDs are high-risk products whichever broker you use, and most retail accounts lose money.
Best for cost-conscious CFD traders who want a simple app with MetaTrader or TradingView as an option.
Visit Capital.com → Try Free DemoCFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 65% of retail investor accounts lose money when trading spread bets and CFDs with this provider.
Is Capital.com Safe? Regulation and Client Protection
Capital.com is well regulated. It is authorised by several major regulators, keeps client money in segregated accounts and gives retail clients negative balance protection, so you can’t lose more than your account balance. The catch is that how well you’re protected depends on which Capital.com company you’re opened under, and that depends on where you live.
UK clients are served by Capital Com (UK) Limited, which is regulated by the FCA (reg. no. 793714). If the firm failed, the FSCS would cover up to £85,000 per person for investments. EU clients are served by Capital Com SV Investments Limited or Capital Com Group Ltd, both regulated by CySEC, with cover of up to €20,000 from the Cyprus Investor Compensation Fund. Australian clients are served by Capital Com Australia Pty Ltd under ASIC, which has no compensation scheme.
In most other countries you’re opened under an offshore group company, for example in the Bahamas or the Seychelles, where protection is weaker. Capital.com also holds licences in places such as the UAE and South Africa. Check the company named in your account agreement before you deposit.
If you’re in the UK or the EU, Capital.com’s regulatory standing is solid. If you’re served by an offshore entity, look harder, because the protections are thinner. Either way, a safe broker isn’t a safe product: Capital.com’s own warnings show that roughly two-thirds to four in five retail accounts lose money on CFDs, depending on the entity.
Account Types
Capital.com keeps things simple. Most people open one standard retail account, and the fees and spreads in this review refer to it. It gives you commission-free CFDs on every market, within the leverage limits set by your regulator.
There are a few variations. The 1X option lets you trade CFDs without leverage, and Capital.com’s UK fees page says these positions carry no overnight funding charge, except on a handful of markets such as natural gas, US cocoa, VIX and Turkish lira pairs. Eligible clients in most of the EEA can also buy real shares and ETFs, which Capital.com launched on 28 September 2026 (2,200+ US and European stocks and ETFs, advertised with no commission). It says the UK and UAE are planned.
If you’re an experienced trader, you can ask to be treated as a professional client. That can unlock higher leverage, but you lose negative balance protection and compensation-scheme cover, so think carefully before you apply. There’s also a free demo account, covered below.
Platforms and Apps
Capital.com’s own web platform and mobile apps are the place most people will start. Capital.com says the app includes 100+ technical indicators and five chart formats, with stops, take-profits and price alerts, and it cites ratings of about 4.6–4.7 on the app stores. The in-house platform is clean and quick to navigate, and the layout carries across web and mobile.
One thing to know on a computer: we couldn’t find a downloadable desktop app for Windows or Mac on Capital.com’s platforms page. You trade through the web platform, which runs in your browser with nothing to install. If you want desktop software, MetaTrader 4 has its own desktop client that you can connect to your Capital.com account.
The advantage over simpler rivals is what you can add. You can trade through MetaTrader 4, the industry-standard forex platform, which suits custom indicators and automated strategies. You can place trades directly from TradingView’s charts with your Capital.com account. There’s also API access for developers, covering trading and market data. Capital.com offers a REST API plus a WebSocket feed for streaming prices, and a demo environment so you can test a strategy before it touches real money. You create an API key in your account settings, which needs two-step login switched on. MetaTrader 5 is offered in some countries but not to UK clients, according to ForexBrokers.com. That choice is more than Plus500 offers, which only has its own platform.
- No native copy trading
- No downloadable desktop app (the web platform runs in your browser)
- No futures or exchange-listed options
- No Trading Central or Autochartist trade signals
- MT5 isn’t available everywhere, including the UK
What You Can Trade
Capital.com offers three types of product. The main one is CFDs, and the other two are real stocks and ETFs and knock-out options. Here is each one in turn.
CFDs: the main product
Capital.com says you can trade more than 5,500 markets, and almost all of them are CFDs, or contracts for difference. With a CFD you trade the price movement of an asset without owning it. The list covers shares, forex, indices, commodities, crypto, bonds and interest rates, as the table below shows.
Bonds and interest rates are the interesting part. Not every CFD broker offers them, but Capital.com does. These markets are usually traded through futures, which can mean a large initial deposit and strict margin requirements, so CFDs make them easier to reach for someone with a smaller account. They are still leveraged products, so the risk of losing money quickly is the same as on any other CFD.
| Market | Examples | Notes |
|---|---|---|
| Shares | Global stocks | Thousands of company CFDs. No ownership or voting rights. |
| Forex | EUR/USD, GBP/USD, USD/JPY | 120+ pairs listed by Capital.com. |
| Indices | US 500, US Tech 100, UK 100 | 35+ global indices. |
| Commodities | Gold, oil, natural gas | Energy, metals and agricultural markets. |
| Crypto | Bitcoin, Ethereum | Many more coins. Not available to UK retail clients. |
| Bonds | US Treasuries, UK gilts | Major government bond CFDs. |
| Interest rates | Rate-linked CFDs | Instruments tied to global interest-rate changes. |
Market counts are from Capital.com’s markets page and change over time. Availability depends on your country and Capital.com entity.
Real stocks and ETFs
On 28 September 2026, Capital.com announced that it now offers real stocks and ETFs to eligible clients in most of the European Economic Area, with more than 2,200 US and European stocks and ETFs. Unlike a CFD, this means you own the shares or fund units. It also means Capital.com is no longer just a CFD broker: it now offers long-term investing as well as short-term trading. It says the UK and the UAE are planned for the coming months, with no dates given.
Capital.com advertises no commission and no deposit or withdrawal fees on these products, but says an FX conversion fee and other charges may apply. The full amounts aren’t published on the page we saw, so check its fee breakdown before you invest.
Knock-out options
Knock-outs are leveraged products where you choose a knock-out level before you trade. If the market reaches that level, the trade closes automatically, so your maximum loss is the distance between your entry price and the knock-out level, plus fees. You can take a call (betting the price rises) or a put (betting it falls). The defining feature is the knock-out level rather than an expiry date; Capital.com’s page doesn’t mention one. They are offered on a wide range of markets, including forex, indices, commodities, shares and crypto, with trading costs shown before you trade and overnight financing charged separately. They are available in the EU, and not directed at US, Canadian or Belgian residents. You can read how they work on Capital.com’s knock-outs page.
What this adds up to
Capital.com offers more than enough for the average retail trader: thousands of CFD markets, including bonds and interest rates, plus real stocks and ETFs in Europe and a capped-risk option in knock-outs. What it doesn’t offer is futures or exchange-listed options. If you need those, or a wider choice of real shares and bonds, our Saxo Bank review covers a broker built around them.
Capital.com Fees and Costs
Capital.com doesn’t charge commission on CFD trades. It earns mainly from the spread, which is the gap between the buy and sell price, plus overnight financing and a currency conversion fee. On major forex pairs the spreads are competitive for a commission-free account: about 0.6–0.7 pips on EUR/USD, 1.3 on GBP/USD and 0.4 points on the S&P 500, on average.
| Fee | What you pay |
|---|---|
| Commission on trades | 0% |
| Deposits and withdrawals | No fee from Capital.com. Your bank may charge. |
| Overnight funding | A 4% annual charge on top of the benchmark rate (SOFR or SONIA) on leveraged positions held overnight |
| Currency conversion | 0.7% mark-up for retail clients |
| Guaranteed stop-loss | Optional, with a premium shown on the deal ticket |
| Inactivity fee | None reported by reviewers |
Spread figures are averages from BrokerChooser, ForexBrokers.com and CompareForexBrokers (July–October 2026); fee terms are from Capital.com’s UK fees page and can differ by entity. Spreads are dynamic and vary by market and time of day.
The cost people tend to miss is the conversion fee. If your account is in dollars and you trade a CFD priced in euros, 0.7% is added when the currency is converted. For occasional trades it’s small, but it adds up if you cross currencies often. Overnight financing only applies to leveraged positions held past the daily cut-off, so day traders can avoid it. It matters for anyone holding positions for weeks, which is where the unleveraged 1X option helps.
Leverage and Margin
CFDs are leveraged. You put up a fraction of a position’s value as margin, which magnifies gains and losses by the same amount. Retail leverage is capped by regulators. For UK and EU clients the limits are 30:1 on major forex pairs, 20:1 on other forex pairs, gold and major indices, 10:1 on other commodities, 5:1 on shares and 2:1 on crypto where it’s offered. Other entities and professional accounts can differ, often with fewer protections.
At 30:1, a move of just over 3% against you can wipe out the margin on a position. Retail clients get negative balance protection, but professional clients don’t. The simplest protection is to use well under the maximum and set a stop-loss on every trade.
Capital.com Minimum Deposit and Funding
The Capital.com minimum deposit is £20, €20 or $20, depending on your currency, according to its UK fees page. That’s one of the lowest at any regulated broker, and well below Plus500, where it’s typically around $50–100. You can fund by card, bank transfer and e-wallets such as Apple Pay and PayPal, depending on your country. Bank transfers can have a higher minimum: BrokerChooser reports $50, and one other tester reported $250.
There’s no deposit fee from Capital.com, though your bank may charge, and payments must come from an account in your own name. A small minimum is useful for testing the platform, but it isn’t a reason to put in more than you can afford to lose. At 30:1 leverage even a $20 account can lose its full balance on a small price move, so start with the demo and fund with an amount you’re comfortable losing.
Capital.com Withdrawal Problems: What Users Report
Withdrawals are the part of any broker people worry about most, and “Capital.com withdrawal problems” is a common search. The honest picture is that Capital.com says it pays out quickly and many users report smooth withdrawals, but a minority of reviewers describe delays tied to verification and account reviews. It’s worth knowing how it works before you need your money.
Capital.com states that it processes 99% of withdrawals within 24 hours (based on its own 2025 data), though funds can take up to five business days to show up in your account, depending on the payment provider. It doesn’t charge a withdrawal fee.
Why a withdrawal gets delayed or declined
In most cases the cause is a check, not a refusal to pay. Capital.com’s help centre lists four common reasons: your bank rejects the payment, documents it asked for are missing (such as proof of card ownership or source of funds), your free balance is too low, or the amount is over the transaction limit. If you ask for more than your free balance, some of your open positions may be closed to cover it, and a large withdrawal can usually be split into smaller ones.
Three rules also trip people up. Money normally goes back the way you paid in, up to the amount you deposited. Anything above that, meaning your profits, has to go to a verified bank account rather than a card. And the name on the payment account must match the name on your trading account.
What reviewers say
On Trustpilot, many reviewers describe fast, trouble-free withdrawals and helpful support. The critical reviews cluster around slow account verification, withdrawals that stall at the checks stage, unexpected account suspensions and repetitive email replies when a case is escalated. BrokerChooser’s collection of user feedback notes a similar pattern, plus a few complaints of margin-call closures despite stops. Capital.com replies to most reviews with a request to contact support.
Some reviewers describe withdrawals that stayed unresolved for a long time, so the risk isn’t only a minor delay. We can’t verify individual cases, but most of what’s reported traces back to verification and account reviews, which is why the steps below matter.
- Verify everything on day one. Upload ID, proof of address and your payment method before you trade, not when you want to withdraw
- Use accounts in your own name, with details identical to your trading account
- Plan for profits. If you expect to withdraw more than you deposited, verify a bank account early
- Try a small withdrawal first, so you know how it works before your balance is large
- Keep records. Save screenshots and emails in case you need to escalate
If a withdrawal does stall, contact Capital.com support and ask for the specific reason. If it isn’t resolved through the firm’s complaints process, regulated brokers must have an escalation route: UK clients can go to the Financial Ombudsman Service, and other regulators have their own schemes. If fast access to your money is your top priority, test it with a small withdrawal before you commit more.
Education and Research
Education is one of Capital.com’s stronger areas. It runs the Investmate learning app with structured lessons for beginners, publishes daily video market commentary and a YouTube series called Market Mondays, and has an economic calendar that links to related markets. The app also includes 100+ technical indicators.
What’s missing is professional-grade research. ForexBrokers.com notes that Capital.com doesn’t provide Trading Central or Autochartist signals or a dedicated earnings calendar, so serious analysts may need outside tools. For learning the basics and following the markets, it’s well above average for a CFD broker.
Capital.com Demo Account
Capital.com offers a free demo account with virtual funds, so you can try the platform with live prices before depositing. It’s the best way to find out whether the app suits you, how leverage feels, and how quickly a position can move against you.
Use it before you fund a live account. Open a few positions in different markets, practise setting stops and limits, and test any MetaTrader 4 or TradingView connection you plan to use. Demo trading has one limit worth remembering: it doesn’t reproduce the pressure of real money being at risk, so results there are no guide to how you’d trade live.
Customer Support
Capital.com says its support team is available 24/7. Its UK site lists phone and email, and third-party testers also report live chat and WhatsApp. Support is offered in a number of languages, and there’s a help centre and a learning hub as well.
Customer service is a mixed picture on Trustpilot. Many reviewers praise fast, helpful agents, while others describe slow account verification, withdrawal issues and unresponsive email replies on escalated cases. Capital.com replies to many negative reviews on the platform. See Capital.com withdrawal problems for the specifics.
Pros and Cons
- 0% commission on CFD trades, with no deposit or withdrawal fees from Capital.com
- Competitive spreads on majors, about 0.6–0.7 pips on EUR/USD
- $20 minimum deposit, one of the lowest at a regulated broker
- Own app plus MetaTrader 4, TradingView and API access from one account
- 5,500+ CFD markets, including bonds, interest rates and crypto, plus real stocks and ETFs in the EEA
- Regulated by the FCA, CySEC, ASIC and others, with segregated client money
- Negative balance protection for retail clients
- Good education: Investmate, daily video and an economic calendar
- 24/7 support and a free demo account
- Mainly CFDs: real shares and ETFs are new and EEA-only so far, with no futures or exchange-listed options
- 0.7% currency conversion fee and overnight financing
- Protection varies by entity, and some offshore entities have no compensation scheme
- No copy trading, and no Trading Central or Autochartist signals
- MT5 isn’t available everywhere, including the UK, and there’s no downloadable desktop app
- Some users report slow verification and withdrawal problems
- Not suited to professional-level order management
- Not available to US residents
Put simply: Capital.com suits cost-conscious retail traders who want a simple app now and the option of MetaTrader or TradingView later. Look elsewhere if you want a wide choice of real shares, futures or listed options (real stocks and ETFs are new and only in the EEA so far), if you hold positions for long periods, or if you’re in the US.
Start with the free demo to test the platform, then decide whether to open a live account.
Visit Capital.com → Try Free DemoCFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 65% of retail investor accounts lose money when trading spread bets and CFDs with this provider.
What Traders Say About Capital.com
Capital.com has a large review profile. On Trustpilot it holds a high score across about fifteen thousand reviews:
Trustpilot figures as of October 2026; scores change daily. About 10% of reviews are one-star. Companies can invite customers to review and reply to criticism, so read the score with that in mind.
- Responsive, helpful support agents
- A user-friendly platform that suits beginners
- Quick, efficient deposits and, for many users, withdrawals
- Educational content and a clean app
- Slow account verification and approvals
- Withdrawal delays and unresolved transfers for some users
- Slow replies by email on escalated issues
- Wider spreads on certain pairs, plus app glitches and some margin-call closures despite stops
The pattern is typical for a large broker: many happy users who like the app and the support, and a smaller group with serious complaints about verification, withdrawals and losses. Many of the harshest reviews are really about leveraged losses, which no broker can remove. Read the recent one- and two-star reviews on Trustpilot before you deposit.
How to Open a Capital.com Account
Opening an account takes minutes to start online. The part that takes time is identity verification, because Capital.com is a regulated broker and has to check who you are before you can trade or withdraw.
- Photo ID — a passport, driving licence or national ID card that is valid and clearly readable
- Proof of address — a recent utility bill or bank statement showing your name and home address
- A payment method in your own name — card, bank account or e-wallet
- A few minutes for the questionnaire about your trading experience and finances
- Start with the demo. Open the free demo and try the platform before you commit any money.
- Register. Choose your country first, because it decides which Capital.com entity serves you and which rules, protections and fees apply.
- Answer the suitability questions. Regulators require the broker to ask about your experience so it can assess whether CFDs are appropriate for you. Answer honestly.
- Verify your identity. Upload your photo ID and proof of address. Use clear, full-colour images with all four corners visible.
- Fund the account and secure it. Make a deposit by card, bank transfer or e-wallet, and turn on two-step login if it’s offered.
Document and verification rules vary by country and entity. Capital.com can decline or restrict an application after review.
Capital.com vs Pepperstone: Which Is Better?
Pepperstone is the broker readers most often weigh against Capital.com. Both are regulated, both work with MetaTrader and TradingView, and neither charges deposit or withdrawal fees. The difference is who they’re built for. Capital.com is the friendlier starting point, with a simpler app, a $20 entry point and a longer list of markets. Pepperstone is built around active trading, with more platforms, algorithmic trading and a raw-spread account.
On cost, the two are closer than you might expect. Capital.com averages about 0.6–0.7 pips on EUR/USD with no commission, which works out at roughly $6–7 per standard lot. Pepperstone’s Standard account is slightly wider at about 1.1 pips with no commission, while its Razor account averages about 0.09 pips plus a $7 round-turn commission, or roughly $7.90 per lot all-in. So on this one pair Capital.com looks as cheap or cheaper in third-party averages. Where Pepperstone pulls ahead is everything around the trade.
Pepperstone figures are from our Pepperstone review (October 2026); Capital.com figures from its own pages and third-party testing. Both brokers charge overnight financing, and Trustpilot scores can change daily.
For most experienced or active traders, we’d lean towards Pepperstone. It offers more platform choice, algorithmic trading and a longer licence list, and its Razor account is hard to beat on cost at volume. Capital.com is the easier on-ramp and has the edge on market range and minimum deposit, so it’s a strong first broker. Read our full Pepperstone review before you decide.
Which one is right for you?
- Choose Pepperstone if you trade actively, want cTrader or MetaTrader 5, plan to automate strategies, or want the broadest regulatory coverage and the lowest costs at volume
- Choose Capital.com if you’re newer to CFDs, want a $20 start, a simpler app and a wider list of markets, and a higher Trustpilot score matters to you
- Choose neither if you want a wide choice of real shares and ETFs. See our Saxo Bank review
Capital.com vs Plus500: Which Costs Less?
Plus500 is the other natural comparison, because it’s also a commission-free CFD broker aimed at ordinary retail traders. Plus500 is the simpler of the two, with a standout mobile app, an unlimited demo and a long-listed corporate history: it’s listed on the London Stock Exchange and holds 15+ licences. Capital.com offers more platform choice and, on the figures we’ve seen, slightly tighter spreads on major pairs.
Because both are commission-free, the spread is the cost. On a standard EUR/USD lot (100,000 units), where one pip is about $10, Capital.com’s average spread of 0.6–0.7 pips works out at roughly $6–7, against about $9 at Plus500 (about 0.9 pips). Those are illustrative averages from third-party testers in July–October 2026, and real spreads move with the market, so test the markets you actually trade. Overnight financing and conversion fees are extra at both.
Away from cost, Capital.com has the lower minimum deposit ($20 against roughly $50–100 at Plus500), supports MT4 and TradingView where Plus500 only has its own platform, and lists more markets (5,500+ against 2,800+). It also has no reported inactivity fee, while Plus500 can charge up to $10 a month after three months without a login. Plus500 has the stronger case on simplicity and mobile design, and our Plus500 review covers it in full. On Trustpilot, Capital.com scores 4.6 from 15,159 reviews against 4.2 from 20,037 for Plus500, though scores change daily.
In short: choose Capital.com if you want lower spreads, MetaTrader or TradingView, or a $20 start. Choose Plus500 if the simplest possible platform and a standout mobile app matter more. If you want a wide choice of real shares or ETFs, neither is the best fit, and our Saxo Bank review is a better starting point.
The Bottom Line
Capital.com does a lot right for a commission-free CFD broker: a $20 start, tight spreads on majors, a clean app with MetaTrader 4 and TradingView as options, good education, and regulation by the FCA, CySEC, ASIC and others. It isn’t for everyone. It’s mainly CFDs, the conversion fee and overnight financing add up for long holds, protection is weaker on some entities, and a share of users report verification and withdrawal frustrations. Start with the demo, check which entity you’ll be dealt with, and remember that most retail CFD accounts lose money.
Compare Capital.com With
Three other brokers we’ve reviewed that readers often weigh against Capital.com.
Frequently Asked Questions
Is Capital.com safe and legit?
Capital.com is a legitimate, regulated broker. Its entities are licensed by regulators including the FCA, CySEC and ASIC, and it holds client money in segregated accounts and gives retail clients negative balance protection. How well you’re protected depends on your entity, so check which one serves you. Trading CFDs is still high-risk whichever broker you use.
Is Capital.com a scam?
No. It’s a regulated company with a large customer base, and we found no sign that it isn’t what it says it is. The complaints you’ll find online are mostly about leveraged losses, account verification and withdrawal delays, which is typical for a large CFD broker.
Is Capital.com regulated, and by whom?
Yes. The regulator depends on your country: Capital Com (UK) Limited is authorised by the FCA, Capital Com SV Investments Limited and Capital Com Group Ltd by CySEC, and Capital Com Australia Pty Ltd by ASIC. Other group entities are licensed in places such as the Bahamas, the Seychelles, the UAE and South Africa. Always check the entity named in your account agreement.
How does Capital.com make money?
Mainly from the spread, plus overnight financing on leveraged positions, a 0.7% currency conversion fee, and guaranteed stop-loss premiums. It doesn’t charge commission on CFD trades.
What is the Capital.com minimum deposit?
£20, €20 or $20, depending on your currency, according to Capital.com’s UK fees page. Bank transfers can have a higher minimum (BrokerChooser reports $50, and one other tester $250), so check the figure shown when you sign up.
Does Capital.com charge fees?
No commission on CFD trades, no account fees and no deposit or withdrawal fees from Capital.com. You still pay the spread, overnight financing on leveraged positions held past the cut-off, a 0.7% currency conversion fee on instruments in another currency, and a premium if you use a guaranteed stop-loss order.
Does Capital.com have an inactivity fee?
Third-party reviewers report no inactivity fee, and Capital.com’s UK fees page doesn’t list one. Terms can differ by entity, so check your account agreement.
Does Capital.com have MetaTrader or TradingView?
Yes to both. You can trade through MetaTrader 4 and TradingView, as well as Capital.com’s own web and mobile platform. MetaTrader 5 is offered only in some jurisdictions, and not to UK clients according to ForexBrokers.com.
Does Capital.com have a desktop app or an API?
We couldn’t find a downloadable desktop app for Windows or Mac. On a computer you use the browser-based web platform, or connect MetaTrader 4, which has its own desktop software. There is an API for developers, with REST and WebSocket access and a demo environment. You create a key in your account settings after turning on two-step login.
Is Capital.com good for beginners?
It’s one of the easier CFD platforms to learn, with a free demo, a $20 minimum deposit and good education content. But CFDs are complex, leveraged products, and most retail accounts lose money. Practise in the demo, use stop-losses and don’t trade money you can’t afford to lose.
Does Capital.com have a demo account?
Yes. The demo is free and uses virtual funds, so you can practise before depositing. See Capital.com Demo Account.
What leverage does Capital.com offer?
Retail leverage is capped by regulators; for example, 30:1 on major forex pairs for UK and EU retail clients, with lower limits on other markets. Professional clients can request higher limits but lose some protections. Higher leverage magnifies losses as well as gains.
Does Capital.com have withdrawal problems?
Many users report smooth withdrawals, and Capital.com says it processes 99% within 24 hours, though funds can take up to five business days to arrive. A minority of Trustpilot reviewers describe delays linked to verification, account reviews and payment-method rules. Verify your documents early, use accounts in your own name, and see Capital.com withdrawal problems for the rules.
How long do Capital.com withdrawals take?
Capital.com states that it processes 99% of withdrawals within 24 hours, based on its 2025 data, and that funds may take up to five business days to appear in your account depending on your payment provider. Unverified methods or compliance checks can add time.
Capital.com vs Pepperstone: which is better?
For active and experienced traders we’d lean towards Pepperstone, with its cTrader, MT5 and algo support, raw-spread Razor account and eight licences. Capital.com is easier to start with, has a $20 minimum deposit and a longer market list. On EUR/USD average costs they’re close. See the full comparison.
Capital.com vs Plus500: which is better?
Capital.com offers more platform choice (MT4, TradingView), more markets, a lower minimum deposit and slightly tighter average spreads on EUR/USD. Plus500 is simpler, has a standout mobile app and an unlimited demo, and is listed on the London Stock Exchange. See the full comparison.
Does Capital.com offer real share ownership?
For most clients it’s still CFDs, where you trade price movements without owning the asset. Capital.com launched real stocks and ETFs on 28 September 2026 for eligible clients in most of the EEA, with 2,200+ US and European stocks and ETFs. It advertises no commission, though an FX conversion fee and other charges may apply. It says the UK and UAE are planned, with no dates given. For a wider choice of real shares, ETFs and bonds, see our Saxo Bank review.
Does Capital.com offer futures or options?
No. ForexBrokers.com notes that exchange-traded futures and listed options aren’t available.
Is Capital.com available in the US?
No. Capital.com doesn’t accept US residents. US traders need a CFTC- and NFA-registered broker.
What percentage of Capital.com customers lose money?
It depends on the entity. Capital.com’s UK website states that 65% of retail investor accounts lose money when trading spread bets and CFDs with it, its EU entity shows 74%, and its international site shows 79.75% (all as published in October 2026). The percentage changes over time, so check the figure shown for the entity that serves you.
Is there a Capital.com app?
Yes, for iOS and Android. It carries the full trading workflow, with 100+ indicators, alerts and a demo mode, and Capital.com cites ratings of about 4.6–4.7 on the app stores. The same account works on the web platform.
Can Capital.com close my account?
Yes. As a regulated broker it can restrict or close accounts after compliance reviews, and some Trustpilot reviewers describe verification and restriction problems. If it happens, contact support and keep records of your communications.
Is Capital.com tax free?
No. Trading profits are generally taxable, depending on where you live and how you trade, and tax rules can change. This isn’t tax advice — check with a qualified accountant.
This review is for informational purposes only and isn’t financial or investment advice. Fees, spreads and features are accurate as of October 2026 and can change — always confirm current terms with Capital.com before opening an account. CFDs are complex instruments carrying a high risk of losing money rapidly due to leverage; 65% of retail investor accounts lose money when trading spread bets and CFDs with Capital Com (UK) Limited, and the percentage differs by Capital.com entity and over time. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. We don’t currently have an affiliate relationship with Capital.com and we don’t earn anything if you open an account through links on this page.